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Account Comparison
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| No minimum balance |
$500 minimum balance or a $1,000 average monthly balance |
$2,500 minimum balance or a $5,000 average monthly balance |
| No monthly fee |
No monthly fees assessed by maintaining $500 minimum balance or $1,000 average monthly balance* |
No monthly fees assessed by maintaining a $2,500 minimum balance or a $5,000 average monthly balance** |
| Unlimited check writing, ATM withdrawals, and account debits |
Unlimited check writing, ATM withdrawals, and account debits at no charge |
Unlimited check writing, ATM withdrawals, and account debits at no charge |
| Internet Banking access to check images and CheckSmart check images stored at bank |
CheckSmart check images returned each month |
CheckSmart check images returned each month |
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Interest accrued on daily collected balances of $500 or more |
Interest accrued on daily collected balances of $2,500 or more |
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No annual fee ATM or Debit Card $100 discount on mortgage closing costs |
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Preferred rates on new consumer loans (.10% decrease) |
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Preferred rates on CDs (.10% increase) |
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Preferred rates on checks ($5 credit toward your check of choice) |
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Free safe deposit box for one year |
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No-fee U.S. traveler’s checks, cashier checks, and money orders |
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Higher debit card limits |
| *If balance does not qualify, the following fees apply: $3.00 maintenance fee, $.15 activity fee (per debit for entire statement cycle). Debits include checks, ATM withdrawals, automatic payments, and account withdrawals. |
| **For balances between $500 and $2,500, $5.00 maintenance fee applies. For balances below $500, $10.00 maintenance fee applies. |
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Copyright © 2005 First National Bank of Ames
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