PERSONAL CHECKING
Manage your money with one of First National Bank’s convenient checking accounts. With three distinct accounts, there’s one perfect for you! For a side-by-side comparison, click here.

Free Checking
The basics you need to start today! No fees, no worries!
>>Learn More | >>Apply Now

Checking with Interest
A checking account that works for you. You can collect interest on your balance, while still enjoying all the functions that make checking the easy way to manage your finances.
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Premier Checking
Our ultimate checking account – a great program with even greater rewards. Build your balance with interest-bearing benefits, enjoy preferred rates on other First National products, and more. This one has it all!
>>Learn More | >>Apply Now

No matter which account you choose, you will receive our standard perks. We also make switching to First National Bank easy with our "Ready to Switch" Program.  Stop in today.

The standard FDIC deposit insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. (First National Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.)

- **Annual Percentage Yields (APY) and rates may change after an account is opened
- Substantial penalty for early withdrawal of Certificates of Deposit
- Fees could reduce the earnings on interest bearing accounts


To learn more, please contact one of our personal bankers. In Ames, call (515) 663-3043 or, in Ankeny, (515) 965-3969 or email newaccts@FNBames.com.

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CHECKING AND SAVINGS
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