First Point News
May & June
Introducing Stephen Kester
Richard Nelson, CFP® - First Point Comprehensive Wealth Planning
Our First Point Wealth Management Team is expanding to meet our clients’ growing investment needs and objectives. We would like to introduce the newest member of the First Point Wealth Management team, Stephen Kester. He graduated from Iowa State University in May of 2009 with his bachelor’s degree in finance. Stephen started part-time at First National Bank in 2007 and joined First Point Wealth Management in 2012. On March 1, 2013, he successfully completed the requirements for his Series 7 and Series 66 securities registrations which are currently held with LPL Financial.
As an Investment Associate, Stephen will work with clients to help guide the financial planning process. 
Through First Point Wealth Management, we can offer you a customized approach focused on building personal relationships and understanding your unique financial needs. Connie, Stephen and I are excited about the opportunities and services that we are able to provide.
If you would like to review your current financial plan, please call Connie at 515.663.3052 to schedule an appointment.
Tips for Organizing Financial Information
Pam Fleener, First Point Financial Management & Trust Services
Keeping track of your financial records is an important part of home organization. Taking the time to organize your account information into a financial inventory is an excellent way to get your financial records in order. By organizing your data, it will ensure that the information is easy to access in case of an emergency.
Here are some easy steps to help you get organized:
1. Gather your most recent financial records and statements including the following: bank accounts, paystubs, investment accounts, retirement plan statements, real estate, personal property, credit cards, loan documents, tax returns, life insurance and legal documents.
2. Create a personal financial inventory listing:
a. Account name and number
b. Description and location of property
c. Current market value and cost basis of property
d. Purchase date of property
e. Terms, payoff amounts, cash value of insurance
3. Create a contact list of all individuals and companies that have anything to do with your financial accounts. This includes: financial advisors, lawyers, accountants, your financial and health power of attorney and those named as your beneficiaries of your estate.
4. Store your personal inventory, original wills, powers of attorney, abstracts, stock certificates, and life insurance policies in a lock box or fire-proof safe to protect your confidential information.
5. Make sure at least one person knows the location of your lock box keys to access your important documents in an emergency.
Organizing important documents can provide you and your family with great peace of mind. During stressful times, knowing exactly where to locate key financial information will alleviate unnecessary worries. To assist you in gathering and organizing your important data, we have compiled an “Organization is the Key” booklet. The tool is available online at www.FNBames.com/home/wealth/financial or contact us at (515) 663-3037 and we will send you a copy. And remember, whatever financial questions you may have, we are here to help!
(515) 663-3037 • Trust@FNBames.com
