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Home Equity Lines of Credit

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A home equity line of credit from First National Bank is a flexible credit line, with the benefit of anytime-spending possibilities. Whether you want to tackle that home improvement project, take a much-needed vacation, pay for your child's braces, finance a college education or simply consolidate your debt, we can help you find the perfect home equity line to fit your needs. Imagine the possibilities!

  • Variable-rate or fixed-rate financing - You choose the option that's best for you!
  • Funds available when you need it
  • Repayment based on amount of credit line outstanding
  • Up to 90% combined loan-to-value financing available
  • Interest may be tax deductible
  • Easy access - Advance funds from your credit line to your checking account through Touch Tone Teller, Online Banking, or a call to your loan officer
  • Also serves as overdraft protection

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Consolidation Example

For more information about your home equity options or to contact a lender about the best possible rate for your situation, email loans@FNBames.com or call (515) 663-3085 in Ames or (515) 965-3969 in Ankeny.

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