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Overdraft Privilege

We offer you peace of mind with our Overdraft Privilege Service. Rather than automatically returning any payments you make with insufficient funds, we will consider, without obligation on your part, payment of reasonable overdrafts.*

You can avoid charges from retailers on returned checks, enjoy a little freedom in managing your funds, and breathe easy, knowing First National Bank is on your side.

*Payment of overdrafts up to $700 ($400 on free checking accounts) will normally be considered. Some restrictions do apply. Please contact Amy Mesenbrink at (515) 663-3016 for more details.

What Banking Should Be.