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Commercial Checking Accounts

Commercial checking (Analysis)

Service Charge Schedule

(Effective May 1, 2013)

Basic Monthly Maintenance Charge $10.00
Ledger Entries $.15 each
On Us Items $.04 each
Iowa Items $.07 each
Out of State Items $.09 each

Subtotal of Charges
Less Balance Credit*
Total Monthly Service Charge (if any)

* The balance credit will be based on the average 91-day Treasury Bill rate for the current month and will be calculated on the average collected balance less a 10% reserve requirement. Uncollected balances will be charged the 91-day Treasury Bill rate plus 3%.

Funds Availability Schedule

On Us Immediate
Government Checks 1 Day
Iowa Items 1 Day
Out of State 2 days

Note: First National does not charge a FDIC insurance assessment or premium.
Deposit Lock Bag Fees**

1 Bag - Small $15.00 annual rental fee
1 Bag - Large $20.00 annual rental fee
Additional Bags $5.00 each

**First year lock bag fees will be waived.

Commercial Checking with interest

service charge schedule

(Effective May 1, 2013)

Basic Monthly Maintenance Charge

$10.00

Ledger Entries $.15 each
On Us Items $.04 each
Iowa Items $.07 each
Out of State Items $.09 each

 

Competitive interest rate earned on all balances.


Commercial Money Market Account

Service Charge Schedule
(Effective May 1, 2013)

Ledger Entries (deposits and withdrawals)  

Deposited Items

 

 
First 10 Entries No charge On Us Items $.04 each
Additional Entries $.15 each Iowa Items $.07 each
    Out of State Items $.09 each


 

Competitive tiered interest rate.

Business Online Banking

 

What Banking Should Be.