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ID Theft Restoration

First National Bank and Kroll Fraud Solutions, the leading provider of identity theft and fraud investigation services, have partnered together to introduce ID TheftSmart™ service to you. If you are ever a victim of identity theft, it can be a very time consuming and overwhelming process to repair the damage done.

ID TheftSmart™ is your answer in the event your identity is ever compromised.  Investigators will work on your behalf to protect, restore and preserve your identity. Not only will you receive full service identity restoration from a licensed experienced investigator should you become a victim, but you will also have a resource to help answer questions or provide guidance on security and fraud related concerns, in order to head off possible issues before they materialize.  The price of this service is only $2 per household/per month for a full service restoration solution.

Your 3-Stage Line of Defense Against Identity Theft

The most comprehensive coverage you'll find anywhere.

Protection

You get immediate and direct access to:

  • Consultation on managing Personal Identifying Information
  • Safety guidelines for interacting online
  • Information about your rights
  • Best practices for consumer privacy
  • Personal advocate if identity theft occurs

Detection

If you discover that your information may have been compromised, we will:

  • Provide an action plan
  • Help interpret and analyze credit reports
  • Provide fraud alert assistance
  • Provide credit freeze consultation

Restoration

If your identity is stolen, our licensed ID TheftSmart™ investigators will:

  • Confirm identity fraud and determine its nature and scope
  • Assist in obtaining a police report
  • Provide a tri-merged credit report and perform full non-credit searches
  • Work on your behalf until ALL identity theft issues have been verifiably resolved
  • Place seven-year fraud victim statements with credit reporting agencies, when applicable

 

If you would like more information on how you can add the security and protection of the ID TheftSmart™ program, please contact First National Bank at (515) 232-5561 in Ames or (515) 965-3969 in Ankeny or email info@FNBames.com.

ID TheftSmart™ Members:

If you suspect you are a victim of Identity Theft, contact First National Bank at (515) 232-5561 and an ID TheftSmart™ personal investigator will be assigned to you.

Additional Resources:

ID Theft Prevention
Federal Trade Commission
 

 

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