Is having to go to the bank everyday to make your deposits taking too much of your time? Or is it costing you to have a courier do it for you? Thanks to "Check 21" and EZ eDeposit, you can process your customers' checks from the comfort of your office or home.
Convenience - EZ eDeposit simplifies your banking. You can deposit checks
electronically without even leaving your office.
Peace of Mind - With EZ eDeposit, your checks never leave your place of
business; and all transactions are protected with encryption, firewalls, and passwords.
Streamlined Operations - EZ eDeposit streamlines operations by automating the
process of creating deposit tickets.
Save Money and Time - You no longer have to worry about the cost and liability of
sending an employee or courier to the Bank everyday.
What is "Check 21"?
"Check 21" is short for The Check Clearing for the 21st Century Act. Because of "Check 21" you can now make an electronic check as a "substitute check." That "substitute check" is an electronic copy of the front and back of the original check. The electronic copy is then the legal equivalent of the original check.
How do I use EZ eDeposit?
Instead of bringing your checks to the bank every day for deposit, you simply scan all of them at one time using the check scanner we provide. Then submit those checks securely over the Internet to First National Bank. That's it; we do the rest for you.
Do I need any special hardware or software?
No. The only thing you will need is the scanner we provide and a computer that is connected to the Internet. We will work with you at your business to set up EZ eDeposit and train your staff how to use the system.
Do I need to store the checks?
Yes. We recommend that you hold all checks for a 60-day waiting period. At the end of those 60 days, we advise that you should then make sure they are destroyed. You can periodically bring them to us and we will shred them for you as an added benefit, free of charge.
What is the cost for this service?
There is a one-time, set-up cost and a basic monthly charge. The charge can be offset by balances maintained in a commercial checking account. Call Kurt Jensen at (515) 663-3073 or email EZeDeposit@FNBames.com for details.
Our goal is to assure you are completely satisfied with your decision to utilize EZ eDeposit.
We encourage you to use the system for 30 days free of charge.
After this time, you will know if this solution is a good fit for your business.
ADDITIONAL SERVICES
